Makeup artist insurance

Whether you're making up a bride, model or prom go-er, get business insurance that matches your brief.

Build your customisable cover in under 10 minutes, including public and employers' liability, from £3.81 a month.

Makeup artist insurance quote

From£
3.81
per month

What does makeup insurance cover?

Whether you’re painting high-fashion faces backstage or realising a bride’s vision for her wedding, it’s your job to deliver perfect looks with creativity and precision.

And while you’ll always do your best for anyone who's in the chair, sometimes accidents, injuries and allergies happen. Our business insurance is designed to cover the risks that are most likely to affect you through a custom-made policy that matches exactly what you need.

  • Choose from £1m, £2m, or £5m of public liability cover
  • Optional employers' liability, personal accident and equipment cover
  • Change or cancel anytime for no extra cost
  • Get instant policy documents sent to your inbox

Set up your makeup artist insurance in less than 10 minutes

Change or cancel it at any time. No fees.

What insurance does a makeup artist need?

Whether you're freelance or have formed a limited company, you know your business best. That's why we let you choose only the cover you need to create a completely tailored policy. If you're not sure where to start, here are our recommended covers for makeup artists.

Public liability insurance

Public liability insurance protects you if someone gets injured or has their property damaged because of your work. The nature of your vocation means you're constantly working around people, so this is a popular cover for makeup artists – in fact, 99% of our makeup artist customers buy public liability cover.

Some claims that it covers include:

  • A client developing an allergic to some foundation you've used
  • You accidentally drop some eyeshadow, which stains a cream carpet that needs to be professionally cleaned
  • One of your team accidentally pokes a client in the eye with an eyeliner brush

Employers' liability insurance

Whether it's an apprentice who's learning the ropes to a full makeup team for bigger events, if you employ people – no matter if they're full-time, part-time or temporary – you're legally required to have employers' liability cover in the UK.

It's there to protect the health and safety of your employees, so if they get injured or become ill as a result of your negligence and they make a claim against you, you could be liable. Employers' liability covers the legal and compensation costs associated with those claims.

Business equipment cover

From brushes and palettes to technology and tools, being a makeup artist requires a lot of – sometimes expensive – kit. If some equipment that you rely on to work, such as a phone, laptop or makeup gets damaged or breaks, business equipment insurance can cover the costs to repair or replace it, so you can get back to blending and contouring without missing a beat.

Personal accident cover

If you or one of your employees suffers from an accident that causes them to lose their sight, hearing, speech, a limb, death or leaving them disabled and permanently unable to work, personal accident cover will pay compensation.

Cyber insurance

Your address book or client database is probably brimming with personal details of customers, such as names, addresses, birth dates and payment information. Well, cyber insurance covers you in the event of data theft, accidentally breaching GDPR legislation or hacking.

We've made insuring your business simple. Get started.

Makeup artist insurance FAQs

How much does makeup artist insurance cost?

The price of our makeup artist insurance will vary depending on a number of factors, including your turnover, whether you have any employees and the types of cover you need.

Our makeup artist insurance starts from £3.81 a month and over 80% of our makeup artist customers pay under £10 a month.

Do you offer insurance for self-taught makeup artists?

Yes, it doesn't matter if you're self-taught or professionally trained, you'll be covered with our makeup artist insurance.

My services are mobile – will I still be covered?

Yes – whether it's in the UK or overseas, if you often travel to offer your services on location, your insured equipment will be covered anywhere in the world for up to 90 days.

Can I change my level of cover or switch my trade once I've started a policy?

Yes, it's easy to change your details, such as your business name, number of employees and turnover as well as adjust your level of cover in the online customer portal once you've started a policy with us.

I want to change from being a sole trader to forming a limited company, will my policy change?

Switching from being a sole trader to a limited company changes your legal structure, which may adjust your premiums. As we offer insurance that can be adjusted on a month-by-month basis, changing from sole trader to limited company is easy and we won't charge you for switching.

Will my equipment be covered if it's stored in my car, while traveling to and from appointments?

Yes, if you have contents and equipment cover, your equipment will be covered while in transit.

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Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.