Massage therapist insurance
Whether you specialise in Shiatsu at a salon or use hot stones in sitting rooms, we’ve got you covered.
Customisable insurance for freelance, salon employed and mobile massage therapists by monthly subscription.
What does massage therapy insurance cover?
Curing stress and soreness for clients with a relaxing massage is why you became a masseuse. But while your hands may be magic, claims made against you because of an accident or injury have the power to cost your business and bruise your reputation.
Our specialist insurance for massage therapists gives you fast and flexible protection, so you can keep business running smoothly.
- Change or cancel anytime at no extra cost
- Commitment-free monthly subscription
- Instant policy documents
- Select from £500,000 to £5 million cover
Get massage therapist insurance in less than 10 minutes
Change or cancel it at any time. No penalties.
What insurance do massage therapists need?
Public liability insurance
Running a massage therapy business involves regular contact with clients, which makes public liability cover essential for massage therapists. If you or one of your employees accidentally causes injury or property damage to a client, you could face legal claims and demands for compensation, even if you believe you weren’t at fault. If that happens, public liability insurance will support your business through the incident.
Professional indemnity insurance
Medical malpractice insurance
Working as a massage therapist comes with lots of responsibility. Our medical malpractice cover protects you against allegations of medical negligence in the treatments or advice you provide, such as physical or mental damage.
We've made insuring your business simple. Get started.
Massage therapist insurance FAQs
It's a good idea for massage therapists to have medical malpractice cover. This is why we offer it as part of the insurance package for massage therapists.
We cover the most-recognised forms of massage there are, such as shiatsu, hot stone, Thai, aromatherapy, and many more – so from Swedish to sports massage insurance, we’ve got you covered. If you specialise in something niche and are unsure if we cover it, simply speak to one of our advisors via web chat, email or phone.
The cost of massage therapist insurance with Superscript vary depending on the limit of cover you choose, starting at £4.57 a month for £500,000 cover, rising to £9.99 for £5 million cover.
We don’t ask for these when you purchase insurance with us, but we recommend keeping your qualifications or licence to operate to hand in case they relate to a claim you’re making.
If you want to take an extended break – as opposed to stopping completely – you can halt your monthly subscription with us instead and pick it back up again when you need to.
Run-off cover protects you for claims made against you for work you’ve done (or, in this case, massages you’ve given) in the past after you’ve ceased trading. So, if you’re thinking about putting away your massage oils and calling it a day, adding run-off cover to your policy may be the security you need in place to protect your future.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fca.org.uk