Whether you're a counsellor, talking therapist, life coach, or a reiki master, we've got you covered.
Customisable insurance for self-employed therapists by monthly subscription.
What does insurance for therapists cover?
Understanding your clients' needs is a honed skill that takes many years to master. But however experienced you are, a claim made against you due to an accident has the potential to cost your business and damage your reputation.
Our specialist insurance for therapists gives you fast and tailorable protection, so you can keep business running smoothly.
- Change or cancel anytime at no extra cost
- Commitment-free monthly subscription
- Instant policy documents
- Select from £500,000 to £5 million cover
Get therapist insurance in less than 10 minutes
Change or cancel it at any time. No penalties.
What insurance do therapists need?
Public liability insurance
As a therapist, you'll be in regular contact with clients. If this takes place in person, public liability cover is essential. If you accidentally causes injury or property damage to a client, you could face a legal and compensation claim, even if you believe you weren’t at fault. In this situation, public liability insurance will support you through the incident.
Professional indemnity insurance
Medical malpractice insurance
Working as a therapist comes with heavy responsibilities. Our medical malpractice cover protects you against allegations of medical negligence in the treatments or advice you provide, such as physical or mental damage.
We've made insuring your business simple. Get started.
Therapist insurance FAQs
It's a good idea for therapists to have medical malpractice cover. This is why we offer it as part of the insurance package for therapists.
The cost of your insurance will depend on what limit of cover you select. With Superscript, you can select from £500,000, for £4.57 a month, up to £5 million, for £9.99 a month.
We don’t ask for these when you purchase insurance with us, but we recommend keeping your qualifications or licence to operate to hand in case they relate to a claim you’re making.
If you want to take an extended break, you can pause your monthly subscription with us and pick it back up again when you need to.
Run-off cover protects you for claims made against you for work you’ve done in the past, after you’ve ceased trading. So, if you’re thinking about doing something else for a while, or retiring, adding run-off cover to your policy may be the security you need in place to protect your future.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fca.org.uk