Errors and omissions insurance
What is errors and omissions insurance?
Errors and omissions (E&O), also known as professional indemnity insurance, is designed to protect you from lawsuits in relation to mistakes made in your professional services. If you handle data or intellectual property belonging to your clients, it's often a contractual requirement.
- Professional negligence
- Covers legal costs
- Copyright infringement
Set up your errors and emissions cover in less than 10 minutes
Change or cancel it at any time.
What does errors and omissions insurance cover?
We all make mistakes from time to time - that's just life. But when you or your employees give bad advice or make a mistake it can end up costing your client, and you, big time! Professional Indemnity (PI) will cover you for the costs arising from negligence claims made against you.
Protect your reputation
For most of us, reputation is a key element of ongoing success. Our cover provides public relationship and crisis management, to help protect your brand and reputation when things go wrong.
Intellectual property infringement
With today's rate of content creation, your chances of accidentally breaching copyright and intellectual property (IP) are increasing. With our cover, you're not only covered for your mistakes, but we'll pay up to £25,000 in legal costs defending your business from others.
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Errors and omissions insurance FAQs
Errors and omissions insurance, also known as E&O, is another name for professional indemnity insurance. It provides cover for legal and compensation costs associated with mistakes (hence 'errors') made in your professional services that cause your client to lose money.
If you provide professional services or advice, errors and omissions cover will form an important part of your overall business protection package. It's not a legal requirement, but the cover it provides could mean the difference between survival and bankruptcy in the event of a claim.
The cost of errors and omissions cover will vary from business to business. Broadly speaking, factors impacting the cost will include: the value of contracts your business enters into; the risk level of work involved; and the location of your business.
Customise your cover
To simplify things, we've categorised our covers into three groups: essential covers, professional covers, and management covers. You'll be guided through these different options during the quotation process.