Errors and omissions insurance

Errors and omissions insurance (E&O) covers claims in relation to your professional services, including advice or consultation that you carry out for a client.

E&O insurance quote

From£
7.90
per month

What is errors and omissions insurance?

Errors and omissions (E&O), also known as professional indemnity insurance, is designed to protect you from lawsuits in relation to mistakes made in your professional services. If you handle data or intellectual property belonging to your clients, it's often a contractual requirement.

  • Professional negligence
  • Covers legal costs
  • Copyright infringement
  • Defamation

Set up your errors and emissions cover in less than 10 minutes

Change or cancel it at any time.

What does errors and omissions insurance cover?

1

Professional indemnity

We all make mistakes from time to time - that's just life. But when you or your employees give bad advice or make a mistake it can end up costing your client, and you, big time! Professional Indemnity (PI) will cover you for the costs arising from negligence claims made against you.

2

Protect your reputation

For most of us, reputation is a key element of ongoing success. Our cover provides public relationship and crisis management, to help protect your brand and reputation when things go wrong.

3

Intellectual property infringement

With today's rate of content creation, your chances of accidentally breaching copyright and intellectual property (IP) are increasing. With our cover, you're not only covered for your mistakes, but we'll pay up to £25,000 in legal costs defending your business from others.

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Errors and omissions insurance FAQs

What is errors and omissions insurance?

Errors and omissions insurance, also known as E&O, is another name for professional indemnity insurance. It provides cover for legal and compensation costs associated with mistakes (hence 'errors') made in your professional services that cause your client to lose money.

Do I need errors and omissions insurance?

If you provide professional services or advice, errors and omissions cover will form an important part of your overall business protection package. It's not a legal requirement, but the cover it provides could mean the difference between survival and bankruptcy in the event of a claim.

How much does errors and omissions insurance cost?

The cost of errors and omissions cover will vary from business to business. Broadly speaking, factors impacting the cost will include: the value of contracts your business enters into; the risk level of work involved; and the location of your business.

Customise your cover

To simplify things, we've categorised our covers into three groups: essential covers, professional covers, and management covers. You'll be guided through these different options during the quotation process.

Essential covers

From
£5.13
per month

Essential for all businesses needing protection against bodily injury and lost or damaged property.

Professional covers

From
£7.58
per month

Protect against risks associated with the professional services you provide and the way you market your business.

Management cover

From
£6.90
per month

Protect your management and shareholders against the operational risks associated with running a company.

Boost your cover from £10.08 per month

Legal protection insurance

Covers compensation awards, professional fees and legal costs associated with a range of legal disputes.

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Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.