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Media liability insurance

Covers you for negligence in media content and advertising, including website, blogs and social media.

Media liability insurance quote

From£
7.70
per month

What is media liability insurance?

If you’re in the media industry, or publish lots of content as part of your business, media liability insurance protects you for IP infringement, breach of confidentiality, right to privacy, and breach of comparative advertising regulations. This cover is part of our professional indemnity insurance and is sometimes called errors & omissions insurance.

  • Pay-by-the-month
  • Change your cover anytime
  • Access to specialists
  • Copyright breaches

Set up your media liability insurance in less than 10 minutes

Change or cancel it at any time, as your business evolves.

Features of media liability insurance

1

Content and social fails

One tweet or misjudged Instagram post, and your business could face claims of defamation, slander or breach of privacy. Media liability insurance protects you for negligence in all your media content, including websites, blogs and social. So, if a post backfires, you'll know that any legal fees and compensation will be taken care of.

2

Copyright disputes

We're so used to sharing online that it can be easy to forget that using images or other content without permission could put you in breach of copyright. Media liability insurance is for just those moments, picking up the bill for any compensation and associated legal costs.

3

Comparative advertising regulations

It's a dog-eat-dog world and sometimes you have to take risks to stand out from the competition. But overstep the mark with your advertising and you could be in breach of the comparative advertising regulations, with fines, legal costs and compensation to pay. With media liability insurance, it's covered.

Media liability insurance guide

Find out more about media liability, the risks it covers and what to look out for in a policy.

What does media liability insurance cover?

A media liability policy covers you for negligence in your communications over online and offline media, including social media, blogs, websites and advertising. Our policy covers for infringement of intellectual property, copyright infringement, breach of comparative advertising regulations, and privacy and confidentiality laws.

Who needs media liability cover?

Nowadays, most businesses are publishers of some sort, with social media accounts, blogs, content marketing, not to mention good old-fashioned advertising.

What risks does media liability cover protect you from?

Social media defamation cases are on the rise, with many businesses unaware that tweets and posts are subject to the same laws as other published content.There are other areas of media risk too. For example, you might accidentally use an image without permission from the owner, or make misleading or untrue statements about a competitor in your advertising.

Things you can do to protect yourselves

Steps you can take to protect your business include implementing a watertight approval process for your content, as well as outlining guidelines for the use of social media, blogs and online comments, so employees know what it and isn’t appropriate.

We've made insuring your business simple. Get started.

Customise your cover

To simplify things, we've categorised our covers into three groups: essential covers, professional covers, and management covers. You'll be guided through these different options during the quotation process.

Essential covers

From
£5.13
per month

Essential for all businesses needing protection against bodily injury and lost or damaged property.

Select from:

Professional covers

From
£7.58
per month

Protect against risks associated with the professional services you provide and the way you market your business.

Select from:

Management covers

From
£6.90
per month

Protect your management and shareholders against the operational risks associated with running a company.

Select from:

Boost your cover from £10.08 per month

Commercial legal protection

Covers compensation awards, professional fees and legal costs associated with a range of legal disputes.

We insure thousands of innovative businesses

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Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.