We cover over
1,000 business types
1,000 business types
We make smart choices simple
Choose customisable cover in minutes, with tools that understand you. Experience seamless insurance that raises your expectations.
Covers by industry sector
Accountants, audit and tax services consultants
Advertising and marketing
Media agencies, freelance consultants
Arts and crafts
Artists, crafts businesses, candle makers
Barbers, beauty therapists, hairdressers, make-up artists, nail technicians and salon owners
Delivery drivers and riders
Online sellers, e-commerce platforms
Large firms, sole traders
Commercial shoots, independent projects, contracters
Fitness instructors, personal trainers, yoga
Healthcare and medical
Carers, healthcare professionals, massage therapists, nurses, therapists, reiki practitioners
Over the counter, online orders
From nightclubs to one off events
Commercial, residential, mixed portfolio
Dog groomers, dog walkers, pet sitters
Photographers and videographers
Developers, coders, programmers
Builders, cleaners, construction workers, electricians, gardeners, window cleaners, tools only
Self-employed town planners, planning consultancy businesses
Nannies, child minders, child care businesses
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
Be quote confident
We're big on fairness. So if you find a lower price for a comparable quote, we won't just match it – we'll go one better and beat it.
So even better than apples to apples, apples to better apples. We're talking Galas to Braeburns.
As you'd expect, T&Cs apply.
- 6 Jun 20234 minute read
Are regulatory roadblocks hampering ambition?
The UK is often seen as a place that is 'open for business', but recently a number of high-profile regulatory delays have meant that major companies are now considering listing overseas instead.
- 1 Jun 20236 minute read
A guide to National Insurance for the self-employed [2023 update]
Freelancers and the self-employed pay their National Insurance contributions a little differently to people employed by a company. Read our guide to the ins and outs of how National Insurance works for the self-employed.
- 31 May 20235 minute read
A landlord’s guide to HMO licensing
Around 1 in 10 private rented properties in the UK are classed as houses in multiple occupation (HMOs). We explore what licences landlords need to let out their HMO properties.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.