Gaming and esports insurance
Insurance that feels better than beating a game on hard mode.
We insure the world’s innovators
After a no-obligation health check on our insurance, the team at Superscript noticed we had some gaps in our coverage and gave us their findings in a single, jargon-free document. They fixed the gaps in our policy swiftly and their expert team was on hand to guide us through our coverage and answer our questions. We'd definitely recommend their service to other games companies.
Bossa Games
Supported by digitally driven processes
Dedicated customer portal and digital application forms
Expert tech-led broking team and 5* claims
Gaming and esports insurance FAQs
Who needs gaming and esports insurance?
Gaming and esports insurance can be provided to a range of gaming companies, from producers, publishers, esports and gambling companies.
What insurances do I need as a gaming company?
The only cover that is usually a legal requirement is employers' liability insurance, for businesses with employees. However, you may want to consider insurance to protect your business from a variety of angles, this includes:
- Professional indemnity (PI) insurance for your business activities
- Intellectual property covering copyrights, trademarks, patents and trade secrets
- Cyber to protect your business from claims made against you for the mishandling of clients data and to protect your business from a financial loss as a result of a cyber incident
- Management liability to protect your directors and shareholders from claims made against them as a result of mismanagement of your business.
How do I know what limit I should be taking up?
There are a variety of factors that can affect the limit of indemnity required, such as business size and contractual requirements. Book a call with one of our brokers to dig deeper into the business and get a limit of indemnity agreed.
What if I need to uplift the limit of liability part way through the policy period?
Your dedicated account manager will be able to make these policy adjustments swiftly. Increases in the limit may be subject to an additional premium.
How much does gaming insurance cost?
It varies, and the price depends on factors such as number of employees, level of cover and the level of turnover.
What is intellectual property insurance?
Intellectual property (IP) insurance is designed to cover you businesses if a competitor infringes on your IP. It can also provide defence if there is an IP infringement claim against your business.
The four types of IP are: copyrights, trademarks, patents and trade secrets, and some examples of IP within gaming include:
- Character designs
- Software and hardware
- Logos
- Sound recordings
- Anything that your business has created or commissioned!
What's the difference between gaming and esports insurance?
While the core coverages remain the same for both gaming and esports companies, the latter will likely need events cancellation cover should the unforseen happen when you're prepping for a large tournament.
This additional insurance covers:
- Financial losses
- Hiring costs
- Unexpected low attendee figures
- Ticket sales
- Reputation damage control
- Venue costs.
Will I be covered outside of the UK?
Yes, worldwide cover can be obtained to offer global protection for multinational businesses.
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Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.
