2 months' free business insurance for The Fitness Group PTs. T&Cs apply
Insurance for fitness professionals
Covers for fitness professionals
Public liability
May cover compensation and legal costs if you accidentally cause an injury to a client or any third party – or damage their property in the course of your work.
Employers' liability
A legal requirement in the UK for most businesses with employees, whether full or part time. Note that this also includes apprentices.
Business equipment
Designed to cover accidental damage, loss and theft of equipment belonging to you or your employees.
Professional indemnity
Designed to cover your liability for professional mistakes or problems with your work which result in a claim against you.
Cyber insurance
This concerns your liability for processing data and costs associated with a data breach or security failure. For example, breach of client confidentiality or privacy.
Terms & Conditions
The "two-months free" offer is available to any fitness professional taking out a new business policy with Superscript; it will not be granted in conjunction with any other offer, voucher or discount, excluding unique referral codes from our Refer-A-Friend programme which can be used in conjunction with The Fitness Group offer. The two-months free offer applies for 2 months from the inception date of the initial policy. Subject to eligibility requirements.
FAQs
What should I select as my “business type”?
You can select from 3 options.
Limited company - An organization that is set up in order to run your business and is registered with Companies House. The finances used to run the company are separated from your personal finances, additionally the company has its own tax and legal obligations it must fulfill outside of you as an individual.
Partnership - A partnership is when two or more individuals enter into business together with the intent to share the profits generated by their work.
Sole trader - A self-employed individual who chooses to conduct business as an individual and does not have any partners or shareholders.
It is expected that most fitness professionals will be sole traders. Occasionally, fitness professionals will have set up their own limited company.
What should I select as my “primary business activity”?
If you are a fitness instructor then please select Sports and Personal Training.
If you are providing sports massage then please select Complementary Therapies (sports massage).
What cover should I select?
If you have selected Sports and Personal Training as your primary business activity, then please select our public liability insurance product.
If you have selected Complementary Therapies (sports massage) then please select our healthcare professional insurance product.
What should I enter when asked to add the name of my business?
If you don't personally have a business name or a limited company, you should use your own name. If you have a limited company, you can use the registered name of this business. You shouldn't use the name The Fitness Group.
Learn more about what details to enter when getting out a business insurance quote.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.