WeWork insurance essentials
WeWork has partnered with Superscript to make meeting your membership requirements as easy and affordable as possible.
2 months free for UK WeWork members.
What types of insurance would satisfy WeWork's membership requirements?
Each type of cover protects a different area of your business from risks that you could be liable for if something went wrong. Most policies consist of one or a combination of the below, but we also have a ton of industry-specific covers that can be added when you're getting a quote.
Public liability insurance (similar to commercial general liability insurance) is one of the most common types of insurance a business will purchase. It covers legal and compensation costs you may incur as a result of any injuries or damage to property suffered by third parties or anyone who doesn’t work for your business, as a result of an interaction with your employees or your business.
Business equipment insurance protects against damage, loss or theft of the physical equipment you use to run your business. This includes equipment such as phones, laptops and tools, as well as documents and cash.
WeWork Member FAQs
WeWork’s standard UK Membership Agreement requires all members to maintain public liability insurance and personal property insurance, which can be satisfied by obtaining business equipment insurance or business contents insurance.
To meet WeWork’s standard UK Membership Agreement requirements, the type of covers you’ll need in place are:
- Public liability insurance (similar to commercial general liability insurance) - which covers any injuries or damage to property suffered by third parties and anyone who doesn’t work for your business, as a result of an interaction with your employees or business.
- Business equipment insurance - to protect against damage, loss or theft of the physical equipment you use to run your business, such as laptops and tools. The personal property insurance requirement can be satisfied by obtaining business equipment insurance or business content insurance.
The right amount of coverage is based on the size and nature of your business. WeWork’s standard UK Membership Agreement requires you to maintain coverage amounts appropriate to your business. You can consult an insurance professional to better understand the coverage amount that is recommended for your company.
Alternatively, Superscript’s quote builder allows you to tailor your policy to the needs of your business. If you are unsure of the limits appropriate to your needs, you can also contact a member of Superscript’s support team at firstname.lastname@example.org or over the phone at 0333 772 0759.
Maintaining appropriate public liability insurance (similar to commercial general liability insurance) and personal property insurance (which can be satisfied by obtaining business equipment insurance or business contents insurance) coverage is an existing requirement under WeWork’s standard UK Membership Agreement.
No cookie-cutter cover.
No hefty commitments.
Public liability insurance
Covers your liability to pay compensation and legal costs in relation to accidental bodily injury or property damage to a member of the public (i.e. anyone who isn’t your employee).
Employers' liability insurance
Covers your liability to pay compensation and legal costs in relation to work-related sickness or bodily injury of an employee. A legal requirement for businesses with at least one employee.
Business equipment and tools insurance
For your portable equipment and tools, whether at your premises, your customers premises, or working remotely.
Business interruption insurance
Will reimburse your reduction in income caused by physical damage at your premises (e.g. fires, flooding and malicious damage).
Buildings and contents insurance
Protect your commercial premises and their contents from theft and accidental damage. Cover is also available for stock, tenants improvements and landlords fixtures and fittings.
Personal accident insurance
Will pay a benefit if someone working for the business suffers an accident resulting in loss of sight, hearing, speech or a limb, death or leaving them disabled and permanently unable to work.
Terms & Conditions
The "two-months free" offer is available to any WeWork member taking out a new business policy with Superscript; it will not be granted in conjunction with any other offer, voucher or discount, excluding unique referral codes from our Refer-A-Friend programme which can be used in conjunction with the WeWork offer. The two-months free offer applies for 2 months from the inception date of the initial policy. Subject to eligibility requirements.
WeWork is providing information to you about Enro Limited trading as “Superscript” (“Service Provider”). You acknowledge and agree that WeWork is not responsible for the performance of third-party employees or agents or for any third-party products or services offered by the Service Provider (“Services”). The Services are made available exclusively by the Service Provider, and WeWork is not responsible for the performance of the Services and does not make any representations about the Services. If you have any disputes or issues regarding a Service obtained from a Service Provider, you must contact the Service Provider directly. A Service Provider may provide goods or services that require a Service Provider to have a regulatory authorisation or license. WeWork does not verify, validate, or collect evidence of any regulatory information about any Service Provider. You should make whatever investigation you deem necessary before purchasing any offering from the Service Provider. The Service Provider is solely responsible for the accuracy, care and quality of the Services being provided. Please contact the Service Provider directly with any issues or concerns.
The advice received is based upon the opinions of Enro Limited, who are authorised and regulated by the Financial Conduct Authority (FCA Registration 656459) a third-party service provider and is not necessarily the views of WeWork or its employees. WeWork assumes no responsibility or liability for any errors or omissions in the advice.
WeWork International Limited is registered in England and Wales under company number 09280068. Registered Office: C/O Legalinx Limited 3rd Floor, 207 Regent Street, London, United Kingdom, W1B 3HH. WeWork International Limited is an Introducer Appointed Representative of Enro Limited, who are authorised and regulated by the Financial Conduct Authority. FCA Registration 656459.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.