Commercial landlord insurance Commercial landlord insurance

From shops and offices to warehouses and restaurants, commercial landlord insurance can help with unexpected costs like property damage and liability claims. Speak to our team, and we'll help you explore suitable cover from a range of insurers.

What is landlord insurance for commercial properties?

Commercial landlord insurance is designed for landlords who rent properties to businesses rather than residential tenants, and can help cover the costs when things go wrong.

From shops and offices to warehouses and restaurants, commercial properties come with their own risks. The risks of letting can vary depending on the type of building and the businesses operating inside it.

Commercial landlord insurance is designed to help with these costs, so you're not left paying for everything yourself.

The exact cover depends on your policy and insurer, so it's worth checking what's included before you buy.

What does commercial landlord insurance cover?

Commercial landlord insurance can cover a range of risks, from damage to your building to claims made against you by other people.

The cover available will depend on your property, how it's used and the insurer. Here are some of the types of cover you might come across:

  • Buildings insurance: Can help pay to repair or rebuild your property if it's damaged by events such as fire, storms or flooding
  • Property owners' liability insurance: Can help with legal costs and compensation if someone is injured or their property is damaged and you're found responsible
  • Loss of rent insurance: Can help replace lost rental income if an insured event leaves your property unusable
  • Landlord contents insurance: Can cover items you own and provide for your tenants, such as furniture and equipment

Not every insurer offers the same cover. Our team can talk you through your options and look for suitable insurance from the insurers we work with. Get in touch with one of our friendly Customer Team by calling 0330 058 3473 or emailing hello@gosuperscript.com.

Who is commercial landlord insurance for?

Commercial landlord insurance is designed for people who own property and rent it out for business use. This could include:

  • Shops and retail units
  • Offices and workspaces
  • Warehouses and storage units
  • Restaurants, cafés and takeaways
  • Workshops and industrial units

Why should I consider commercial landlord insurance?

Commercial landlord insurance isn't usually a legal requirement in the UK. But that doesn't mean it's not worth thinking about.

If you have a mortgage on your property, your lender may require you to have buildings insurance. Your tenants may have insurance for their own business, but that doesn't necessarily cover the building you own or your responsibilities as a landlord.

Commercial landlord insurance could help you manage these risks and the costs that come with them.

Note that this cover can't be bought online. To add this cover, get in touch with one of our friendly Customer Team by calling 0330 058 3473 or emailing hello@gosuperscript.com.

Cover Plus — Broking service without the price tag

If you’re a landlord looking to cover large property portfolios, including industrial or commercial properties, you might be interested in Cover Plus. Get a fast, effective and personal service built for landlords with specific needs.

Find out if you're eligible, or speak to our team.

Book a meeting

Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.

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