No cookie-cutter cover.
No hefty commitments.
Public liability insurance
Covers your liability to pay compensation and legal costs in relation to accidental bodily injury or property damage to a member of the public (i.e. anyone who isn’t your employee).
Employers' liability insurance
Covers your liability to pay compensation and legal costs in relation to work-related sickness or bodily injury of an employee. A legal requirement for businesses with at least one employee.
Business equipment and tools insurance
For your portable equipment and tools, whether at your premises, your customers premises, or working remotely.
Business interruption insurance
Will reimburse your reduction in income caused by physical damage at your premises (e.g. fires, flooding and malicious damage).
Buildings and contents insurance
Protect your commercial premises and their contents from theft and accidental damage. Cover is also available for stock, tenants improvements and landlords fixtures and fittings.
Personal accident insurance
Will pay a benefit if someone working for the business suffers an accident resulting in loss of sight, hearing, speech or a limb, death or leaving them disabled and permanently unable to work.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.