Insurance for barbers and barbershops
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What does barber insurance cover?
Working closely with clients on a daily basis makes public liability insurance an essential cover for barbers, hairdressers and salons. A slip on a freshly cleaned floor - or a missing handbag - could result in an expensive claim against your business. Depending on the work you carry out, you may want to consider a number of other covers too.
10% of barbers paid £5.14 a month or less for their Superscript business insurance between April and June 2022.
- Choose from £1m, £2m, or £5m public liability cover
- Contents cover for your specialist equipment
- Change or cancel anytime with no fees
- Monthly subscription for ultimate flexibility
Choose the perfect mix of covers in one subscription - change it anytime, for free
Public and product liability
Covers claims to do with physical damage or injury to anyone or anything that doesn't involve an employee.
Employers' liability insurance
If you have employees, employers' liability insurance is a legal requirement.
Personal accident cover
If you suffer from an accident which means you can't take care of your shop for a while, personal accident cover could give you compensation until you get back on your feet.
Buildings, contents and stock cover
This type of cover protects your building, its contents and your stock from damage and theft.
Portable equipment
This protects your portable equipment including accessories anywhere in the UK and when temporarily removed anywhere in the world.
Business interruption
Cover for lost income due to physical damage to your property such as a flood.
Terrorism
Cover if there is interruption to your business caused by terrorism.
Terms & Conditions
The 10% discount is available to any customer taking out a new business policy with Superscript; it will not be granted in conjunction with any other offer, voucher or discount, excluding unique referral codes from our Refer-A-Friend programme which can be used in conjunction with the Barber Magazine discount.
Barber insurance FAQs
How much does barber insurance cost?
This depends on the level and types of cover you choose for your business. Our public liability cover starts from £5.14 per month.
Do self-employed barbers have to get insurance?
While most insurance is optional rather than mandatory, most self-employed professionals opt for public liability at the very least, as an accidental injury to a client could result in devastating costs.
Do barbers have to get insurance?
Most insurance is optional rather than mandatory. An exception to this is employers' liability cover, which is a legal requirement for anyone with employees. Despite this, the majority of businesses that have lots of contact with clients consider public liability an essential, as many would be unable to afford an uninsured claim.
Can you cover mobile barbers?
Yes, our public liability insurance can cover mobile barbers.
Does your public liability cover barber treatments?
Our insurance covers you for bodily injury to your client arising out of a broad range of barber treatments.
Will my equipment be covered if it's stored in my car, while traveling between jobs?
Yes, if you have contents and equipment cover, your equipment will be covered while in transit.