Pad up

With business insurance that speaks your language, whether you need a simple solution or advised cover.

Advised cover - speak to our team

If your business faces complex risks, whether due to its size or technologies, you've probably discovered that online insurance solutions don't offer the cover you need. Find out more about our advisory service and book an exploratory call.

Business insurance that fits

Online cover - set up in less than 10 min

Give yourself the confidence to adapt to a fast-changing business landscape with pay-as-you-go business insurance.

Our online cover builder guides you through your options, enabling you to customise your cover, so that you only pay for what you need. All in less than 10 minutes.

We insure thousands of innovative businesses

Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at or by calling the FCA on 0845 606 1234.

A-rated financial strength

Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).

Protected by the FSCS

If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at