Property developer insurance
What insurance do property businesses need?
Depending on the nature of your property business and the risks you face, you may want to consider a combination of business covers.
Superscript offers innovative, award-winning insurance plans built for the needs of modern sales, lettings and property management businesses.
Public liability insurance
Designed to cover claims made against you by members of the public for property damage and accidental bodily injury, illness, disease or even death as a result of your work.
Professional indemnity insurance
If a third party accuses you of professional negligence, having professional indemnity insurance may help to cover any associated legal costs.
Cyber insurance
Cyber insurance is designed to cover any business which operates online or is exposed to the internet and the risks that come with storing and handling data when running a company.
Employers' liability insurance
A legal requirement in the UK for most businesses with their own staff, employers’ liability insurance is designed to provide financial cover in case one of your employees is injured at work.
Commercial legal protection
Dealing with business and employment legislation, when you’re not a legal expert, may cost you time and money that could have been avoided. Commercial legal protection covers any legal costs, such as solicitors, barristers and expert witnesses you need – while also giving you day-to-day access to expert legal advice.
Equipment cover
Whether hired or personally owned, protecting your tools and equipment from theft and damage could go a long way towards mitigating the problems caused by this sort of complication.
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.