Play it by ear. Business insurance with flexibility.

Free legal protection cover
Terms and conditions apply*

Personalised cover for businesses big, little and bold.

Free legal protection cover (T&Cs apply*)

Hassle-free claims, UK-based support

Done and dusted in under 10 minutes

Which covers do I need?

While every company is different, some types of insurance make sense for a lot of business. Here are some covers you may want to consider.

Public liability insurance

Designed to cover claims made against you by members of the public for accidental injury or property damage. It can pay your legal fees and compensation costs.

Professional indemnity insurance

Also known as errors and omissions insurance, this can pay legal fees and compensation award to a client if they suffer a financial loss because of mistakes in your services.

Employers' liability insurance

Can cover the legal and compensation costs associated with claims made by employees. If you have any staff, this is likely to be a legal requirement.

Business equipment insurance

Designed to pay for repairs or replacement if your kit gets lost, damaged or stolen. Can cover you whether you’re in the office, out and about or working from home.

Cyber insurance

Often overlooked, but a key cover for any business using computers or handling data, this provides protection against things like cyber attacks or accidental data breaches.

D&O insurance

Also known as management liability insurance, D&O insurance covers your directors or management team against claims from employees, the public or investors.

Can cover legal fees and gives businesses without an in-house legal team access to professional expertise, including a legal and tax helpline, in the event of a claim or dispute.

Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.

Exclusive offer for TSB customers

Legal affairs and taxes can be a headache at the best of times. And if you were to face a legal dispute, tribunal or tax enquiry, you might need support from a professional.

When you get insurance with Superscript, we'll add on free legal protection cover – which includes access to a 24/7 legal and tax advice helpline – so you can manage your legal affairs as efficiently as a company with an in-house team.

To claim this offer, hit the Start your quote button. Fill in your details and pick all the covers you need. The offer will be automatically applied at checkout.

*Terms and conditions

The customer offer of free commercial legal protection policy or commercial landlord legal protection policy (‘the Customer Offer’) is only available to existing TSB Business Banking customers and online, non-advised Superscript customers.

Free commercial landlord legal protection policy will only be applied to those customers taking out landlord insurance, all other customers will receive free commercial legal protection.

The Customer Offer is provided by DAS with a limit of indemnity of up to £100,000 per claim. The Customer Offer will provide cover for issues including, but not limited to, Employment Disputes, Compensation Awards, Personal Injury and Statutory Licence appeals.

For full details customers should refer to The Customer Offer policy documents.

The Customer Offer will be applied to your Superscript policy for a lifetime (applied continuously at renewal). You will be informed of any price changes in good time, prior to the anniversary of your policy.

To be eligible, you must have been directed from TSB. The Customer Offer is not assignable. The Customer Offer will be automatically applied to your account by Superscript when purchased in conjunction with other cover/s.

The Customer Offer will be applied each month, regardless of annual or monthly payment option selection. There is no cash alternative. The Customer Offer can not be used in conjunction with any other Superscript offer, voucher or promotional benefit. We reserve the right to withdraw the Customer Offer at any time.

Terms and conditions are subject to change and you may not be informed.


Do I need business insurance?

Business insurance can play important role in protecting businesses from the associated costs of claims.

It can provide financial compensation in the event of a claim, helping your business get back on track.

You might also need insurance to join certain professional organisations or trade bodies. Some customers and clients may also prefer to work with businesses who are insured.

In the UK, only employers’ liability insurance is typically required by law.

You’re likely to need this cover if anyone works for you, but even then there are exceptions. Businesses that only employ family members or staff based outside of the UK are usually exempt from this legal requirement.

If you don't have the right level of cover, you could face fines, so it's worth checking what you do or don't need.

What does business insurance cover?

Business insurance can provide a level of protection against the potential financial and reputational losses you might face in the event of a claim.

It's an umbrella term that covers a number of different types of insurance, which are designed to provide protection for different types of risks.

Is there anything Superscript can't cover?

We'd love to cover everything, but unfortunately we do have some exclusions, which depend on the nature of your work and the covers you select.

Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover.

How much does business insurance cost?

The amount you'll pay is affected by a number of different factors.

To calculate your premium, we look at things like your business activities, the size of your business, your turnover and the number of people working for you.

How can I get covered?

Many businesses can get fully covered online in less than 10 minutes. Simply click 'Start your quote', tell us a bit about your business and select the covers you need.

If you can’t see your industry or business type in our online quote builder, please don’t hesitate to contact our customer success team - we may still be able to offer you cover!

Give us a call on 0333 772 0759, or send an email to

How do I get my insurance documents?

Once you take out a policy with Superscript, you'll get instant access to your insurance documents. Simply log in to your online account to view all the details of your cover.

How do I make a claim?

We know how stressful a claim can be, so we try to make the process as easy and hassle-free as possible.

You can start a claim through our online customer portal. Log in and go to the ‘Make a Claim’ section, where you should provide as much detail as possible about your claim – this includes a crime reference number (if applicable), the date of loss or claim made against you, and the type of claim. You can also attach any relevant supporting documentation.

Once you’ve submitted your claim, an expert from our in-house, UK-based claims team will get in touch with you as soon as possible.

Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at or by calling the FCA on 0845 606 1234.

A-rated financial strength

Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).

Protected by the FSCS

If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at