Plumbers' insurance
Plumbing is a hands-on job where even a small mistake can cause expensive damage. Whether you're self-employed or run a plumbing business, Superscript can help you find insurance that suits the work you do.
What is plumbers' insurance?
Plumbers' insurance is designed for people and businesses carrying out plumbing work.
Working with water systems, pipes and fittings in other people's properties comes with all kinds of risks. Plumbers' insurance can help support your business against specific unexpected costs and claims if something goes wrong while you're working.
What can plumbers' insurance cover?
From a leaking pipe damaging a customer's property to someone getting injured while you're working, even a routine plumbing job can take an unexpected turn. You’re working with water, heat, crawling through tight spaces and lifting heavy items.
Depending on your policy, plumbers' insurance can help with the costs of certain accidents, injuries and damage to other people's property. It may also offer protection for things like your tools, equipment, materials and work in progress.
Not every insurer offers the same cover. Some types of cover may be optional, and policies can have different limits and exclusions.
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
Who is plumbers' insurance for?
Plumbers' insurance is designed for self-employed plumbers and plumbing businesses, from sole traders working alone to companies employing a team.
Whether you carry out installations, repairs or general plumbing maintenance, the insurance available to you will depend on your business, the activities you carry out and where you work.
Why consider plumbers' insurance?
Even experienced plumbers can't prevent every accident. Water, as they say, finds a way. And if things do go wrong, like an unexpected leak or accident, you could face a claim or need to replace equipment you rely on every day.
Also, some clients, contractors and trade associations may also ask you to have insurance in place before work begins. So having cover could help you attract and keep customers.
Plumbers' insurance can support your business in facing certain unexpected costs, giving you one less thing to worry about while you focus on getting the job done.
Insurance for larger plumbing businesses
As your plumbing business grows, you may find yourself taking on bigger projects, managing more people and dealing with more complex insurance requirements.
For established plumbing firms with specialist requirements, our Cover Plus broking service offers a more personal approach. Our team can help you explore insurance options based on your business, the contracts you take on and the risks involved.
Individual cover purchased online is offered on a standardised, non-advised basis and is not bespoke. Terms, conditions and coverage limits are predetermined by the Underwriter. If you require bespoke coverage offered on an advised basis, please contact our in-house broking team.
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