Insurance for roofers
Roofing work comes with its own set of challenges, especially when you're working at height. Whether you're a self-employed roofer or run a roofing business, Superscript can help you find insurance that suits the work you do.
What is roofers' insurance?
Roofers' insurance is designed for people and businesses carrying out roofing work.
Working at height, handling specialised materials and using specialist equipment comes with risks. Roofers' insurance can help support your business against certain unexpected costs and claims if something goes wrong while you're on the job.
What can roofers' insurance cover?
Roofing is a skilled job where you’re juggling ladders, harnesses, gas torches, drills, pneumatic nailers and more. From accidentally damaging a customer's property to someone getting injured while you're working, even a carefully planned roofing job can take an unexpected turn.
Depending on your policy, roofers' insurance can help with the costs of certain accidents, injuries and damage to other people's property. It may also offer protection for things like your tools, equipment, roofing materials and work in progress.
Not every insurer offers the same cover. Some types of cover may be optional, and policies can have different limits and exclusions.
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
Who is roofers' insurance for?
Roofers' insurance is designed for self-employed roofers and roofing businesses, from sole traders working alone to companies employing a team.
Whether you carry out roof repairs, replacements or new installations, your insurance should reflect the type of roofing work you do and the business you run
Insurance for larger roofing businesses
As your roofing business grows, you may find yourself taking on bigger projects, managing more people and dealing with more complex insurance requirements.
For established roofing firms with specialist requirements, our Cover Plus broking service offers a more personal approach. Our team can help you explore insurance options based on your business, the projects you take on and the risks involved.
Why consider roofers' insurance?
Even experienced roofers can't prevent every accident. And when you're working at height, an unexpected incident can have serious consequences. A falling tile, damaged property or an injury on site could leave your business facing an insurance claim.
Roofers' insurance could help protect your business against specific unexpected costs, giving you one less thing to worry about while you focus on getting the job done. Additionally, some clients, contractors and trade associations may also ask you to have insurance in place before work begins. So having cover in place could take your business to new heights.
Individual cover purchased online is offered on a standardised, non-advised basis and is not bespoke. Terms, conditions and coverage limits are predetermined by the Underwriter. If you require bespoke coverage offered on an advised basis, please contact our in-house broking team.
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