Insurance for hairdressers Insurance for hairdressers

Whether you're a salon owner or work as a self-employed mobile hairdresser, we've got you covered.

Buy your cover up to 30 days in advance.

Be quote confident. We'll beat the price of any like-for-like quote. T&Cs apply.

Hairdressing insurance quote from £5 a month

10% of hairdressers paid £5 a month or less for their Superscript business insurance between January and March 2023.

Do hairdressers need insurance?

Working closely with clients on a daily basis makes public liability insurance an essential cover for barbers, hairdressers and salons. A slip on a freshly cleaned floor - or a missing handbag - could result in an expensive claim against your business. Depending on the work you carry out, you may want to consider a number of other covers too.

  • Choose from £1m, £2m, or £5m public liability cover
  • Add protection for your staff and your equipment
  • Enjoy 5-star customer service and claims support
  • Add or remove covers and adjust your limits, with no extra fees
  • Pay monthly or annually, it’s your choice
  • Instant access to policy documents

Be quote confident

We're big on fairness. So if you find a lower price for a comparable quote, we won't just match it – we'll go one better and beat it.

So even better than apples to apples, apples to better apples. We're talking Galas to Braeburns.

As you'd expect, T&Cs apply.

Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.

Hairdressing insurance FAQs

How much does hairdressing insurance cost?

Your insurance quote will depend on the level of cover you need and certain factors such as your business turnover, what hair treatments you offer and whether you have employees. To find out how much personalised hairdresser insurance would cost for your business, just click 'Start your quote'.

Do self-employed hairdressers have to get insurance?

While most insurance is optional rather than mandatory, most self-employed professionals opt for public liability at the very least, as an accidental injury to a client could result in devastating costs.

Do hair salons have to get insurance?

Most insurance is optional rather than mandatory. An exception to this is employers' liability cover, which is a legal requirement for most UK businesses with employees.

Despite this, the majority of businesses that have lots of contact with clients consider public liability an essential, as many would be unable to afford an uninsured claim.

Can you cover mobile hairdressers?

Yes, our public liability insurance can cover mobile hairdressing.

Does your public liability cover hairdressing treatments?

Our insurance covers you for bodily injury to your client arising out of a broad range of hairdressing treatments.

Will my equipment be covered if it's stored in my car, while traveling between jobs?

Yes, if you have contents and equipment cover, your equipment will be covered while in transit.

Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.

A-rated financial strength

Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).

Protected by the FSCS

If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.