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Get tailored insurance for goods on the go.

Goods in transit insurance Goods in transit insurance

Cover tailored to your needs
UK-based customer support
Hassle-free claims

Cover for products, stock and materials

If your business involves transportation, you'll know all too well that the right package is all important, and time is of the essence. That's where we come in. With our goods in transit insurance you can customise the cover to your requirements, and get covered in a matter of minutes online.

So whether you're a courier, delivery driver or removal company our goods in transit cover is designed to protect your precious cargo.

  • Enjoy 5-star customer service and claims support
  • Cover goods transported in up to five vehicles in one policy
  • Up to £50k of stock covered per vehicle
  • Cover for deterioration of stock as an optional extra
  • Add or remove covers and adjust your limits, with no extra fees
  • Pay monthly or annually, it’s your choice

We'd love to cover everything, but there are some exclusions to our goods in transit insurance. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.

Important exclusions and limitations

Superscript's goods in transit insurance is able to cover a wide range of business activities, but there are some situations in which we won't be able to offer you insurance, including if:

  • You are transporting items that we can't cover, such as dangerous goods, banned substances, controlled drugs, vehicles or livestock. The vehicle, or vehicles, you are transporting goods in is a road tanker or exceeds 7,500kg (gross vehicle weight)
  • The theft of or damage to your items or stock occurs while stored at a rental.
  • If the items you are transporting are confiscated or requisitioned, for example by customs or the police.

It's also important to remember that goods in transit insurance does not cover the vehicle itself. However, if your vehicle is damaged as a result of fire or accidental damage our insurance can cover the cost for hiring a replacement vehicle.

FAQs

Do I need business insurance?

For the most part UK law does not require you to have business insurance. One exception to this is employers' liability insurance which is a legal requirement for most businesses that have employees, whether full-time, part-time, or temporary.

But no matter your business, sometimes things happen that are completely out of your control.

It could be a data breach, a robbery, or one of your customers taking legal action against you. That’s when insurance comes into its own, giving you piece of mind. So, you have the headspace to focus on building an awesome business.

How much does goods in transit insurance cost?

It varies, and the price depends on factors such as number of employees, level of cover and turnover.

What level of cover do I need?

This depends on the risks you face. We can provide cover up to £50,000.

Can you insure goods left in a vehicle overnight?

We can cover goods stored in a vehicle overnight, but you'll need to make sure everything's secured properly. Check your policy documents for full details.

Can you cover goods in multiple vehicles?

We can cover up to five vehicles as standard. If you need to insure more vehicles, just let us know – we may be able to cover this too.

Individual cover purchased online is offered on a standardised, non-advised basis and is not bespoke. Terms, conditions and coverage limits are predetermined by the Underwriter. If you require bespoke coverage offered on an advised basis, please contact our in-house broking team.

Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.

A-rated financial strength

Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).

Protected by the FSCS

If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.