10% off cover for Fuel Venture portfolio companies. T&Cs apply
Business insurance
Expert brokers, dedicated team
The Superscript broking team is made up of tech natives, with experience and passion in their niche.
We can broker policies that include the right cover for businesses operating across the spectrum of traditional and tech-led ideas.
Supported by digitally driven processes
At Superscript, we've created a digital first, frictionless journey to get our customers insured.
Our digital application form and online customer portal mean you can interact with your insurance digitally, in real-time, at any time.
In-house five star insurance claims
Take control of your claim with the help of a claims team that’s in your corner. The Superscript team never settle.
From 22 September to 21 December 2023, 100% claims were responded to within five hours thanks to our dedicated in-house claims handlers well versed in large, complex claims.
We insure the world’s innovators
Popular covers
Professional indemnity insurance
Cover for your contractual obligations. Professional indemnity insurance includes defence costs related to a claim and compensation if your client suffers a financial loss as a result of your professional services.
Cyber insurance
Cyber is a key cover for any business using computers and provides cover for your data and computer systems, whether you experience a data breach or system downtime.
D&O insurance
Also known as management liability insurance, D&O insurance covers against wrongful acts claims made against your directors and key managers from employees, the public, regulators, or investors.
Public liability insurance
Relevant for most businesses, public liability insurance covers the cost of compensation for claims for personal injuries and even death, or physical damage to anyone or anything that doesn't involve an employee.
Employers' liability insurance
If you have employees, employers' liability insurance is a legal requirement for most companies in the UK. Not having it could result in a £2,500 fine for every day you don't have it.
Business contents insurance
Like home contents cover, but for your business. Our business contents insurance covers you even if you're based at home.
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
Terms & Conditions *
The 10% discount is available to any Fuel Ventures portfolio company taking out a new business policy with Superscript; it will not be granted in conjunction with any other offer, voucher or discount, excluding unique referral codes from our Refer a friend programme which can be used in conjunction with the Fuel Ventures discount. The 10% discount applies for one year only from the inception date of the initial policy. Subject to eligibility requirements.
FAQs
What cover does my business need?
Depending on your business's circumstances, you'll likely want to consider a combination of the following covers:
- Professional indemnity and technology liability, errors and omissions insurance
- General, public and employers liability insurance
- Intellectual property insurance for patents, trademarks and copyright
- Key person insurance
- Directors’ and officers’ insurance – for private and public companies)
- Cyber insurance – first and third party cyber insurance, including ransomware and data breaches
- Commercial combined insurance – including office and WFH contents
- Crime cover – including theft and employee fidelity
- Personal accident and travel cover.
What if my business has more complex insurance needs?
Our expert brokers are well versed in the insurance needs of complex tech-driven companies and we have a wide range of products available to support specialist companies. For example:
- aiSure: a performance guarantee for businesses selling AI solutions
- PSD2: cover you against breach of PSD2 regulations
- Liability and Cyber: built especially for crypto companies
- Crypto mining: property cover for crypto miners.
Is business insurance a legal requirement?
For the most part, no. However, employers' liability insurance is a legal requirement for most business with employees, whether full-time, part-time, temporary or unpaid.
Employers’ liability insurance is designed to cover legal and compensation costs if an employee suffers a work-related accidental bodily injury, illness, disease or even death on the job.
You likely find yourself on this page becuase Fuel Ventures requires you to hold key person insurance and directors' and officers' insurance before committing to investment.
How much does business insurance cost?
The cost of business insurance generally depends on a number of factors such as your industry, turnover, the number of employees you have and the location your business operates in.
What information do you need to provide a quote?
Our expert broking team will talk you through the process of obtaining a quote, and you will be sent digital application form where you can provide all the information we require to get you a quote.
The digital application form allows you, your team and your Superscript account manager to collaborate on your application, getting you a quote easier and faster than ever before.
What is the online customer portal?
Our online customer portal mean you can interact with your insurance digitally, in real-time, at any time.
On the portal you can track the progress of applications and claims in real-time, as well as review and amend your contact and policy details any time. You'll also be able to book meetings with your account manager quickly an easily.
What happens if I need to make a claim?
At Superscript we have a dedicated, in-house claims team that work for you, not the insurer.
You can submit and track your claims in your online customer portal. Between 22 September to 21 December 2023, 100% claims were responded to within five hours and the average time it takes for a claim to be processed is 27 days.
Learn more about making a claim with us.
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Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.