Barber insurance

Whether you're a salon owner or work as a self-employed mobile barber, we've got you covered.

Buy your cover up to 30 days in advance.

Your instant quote

From£
5.13
per month

What does barber insurance cover?

Working closely with clients on a daily basis makes public liability insurance an essential cover for barbers, hairdressers and salons. A slip on a freshly cleaned floor - or a missing handbag - could result in an expensive claim against your business. Depending on the work you carry out, you may want to consider a number of other covers too.

  • Choose from £1m, £2m, or £5m public liability cover
  • Change or cancel anytime, no fees
  • Pay monthly

Get your quote in 4 minutes

Change or cancel your cover at any time. No penalties.

What insurance do barbers need?

Every business is unique, so while you'll likely start with public liability, you may also like to think about the covers listed below. Our quote journey will guide you through your options, so there's no need to make a decision immediately.

Public liability insurance

The most popular cover for many businesses, public liability insurance offers financial compensation in the event that a client, or any other non-employee, takes legal action against you for injury or property damage caused by your work.

Contents and equipment cover

Salon furniture isn't cheap, and electrical equipment that's being moved around and used day in, day out is likely to get damaged or broken at some point. A no-brainer for any business with specialised equipment, contents and equipment insurance covers the cost to repair or replace accidentally damaged contents and equipment.

Employers' liability insurance

If you employ a team, employers' liability cover is a legal requirement for businesses in the UK - regardless of whether your team is made up of temporary or part-time staff.

Personal accident cover

If you have employees, this will pay compensation if they suffer an accident resulting in loss of sight, hearing, speech or a limb, death or leaving them disabled and permanently unable to work.

Cyber insurance

You may be surprised to see this one on the list, but cyber insurance is relevant to any business that stores personally identifiable information. You'll likely store information about your clients in your database, such as names, email address and even birth dates. This could make you the target of data theft, or result in someone accidentally breaching GDPR legislation by sending out a company email to people who haven't officially opted in to receive them.

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Barber insurance FAQs

How much does barber insurance cost?

This depends on the level and types of cover you choose for your business. Our public liability cover starts from £5.13 per month.

Do self-employed barbers have to get insurance?

While most insurance is optional rather than mandatory, most self-employed professionals opt for public liability at the very least, as an accidental injury to a client could result in devastating costs.

Do barbers have to get insurance?

Most insurance is optional rather than mandatory. An exception to this is employers' liability cover, which is a legal requirement for anyone with employees. Despite this, the majority of businesses that have lots of contact with clients consider public liability an essential, as many would be unable to afford an uninsured claim.

Can you cover mobile barbers?

Yes, our public liability insurance can cover mobile barbers.

Does your public liability cover barber treatments?

Our insurance covers you for bodily injury to your client arising out of a broad range of barber treatments.

Will my equipment be covered if it's stored in my car, while traveling between jobs?

Yes, if you have contents and equipment cover, your equipment will be covered while in transit.

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Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.