Estate agent insurance
What insurance do property businesses need?
Depending on the nature of your property business and the risks you face, you may want to consider a combination of business insurance covers.
Superscript offers innovative, award-winning insurance plans built for the needs of modern sales, lettings and property management businesses.
- Pay monthly
- Change your cover anytime
- Make changes without fees
- Instant documents
Set up your business insurance in less than 10 minutes
Change or cancel it at any time.
Business insurance for property companies
Public liability insurance
Public liability insurance is designed to protect against legal and compensation costs for any accidents that your business is liable for in relation to injury or damage to the property of clients, suppliers, or members of the public.
Professional indemnity insurance
Professional indemnity insurance is designed to protect property agencies in the event of client disputes and will pay for legal and compensation costs. Common complaints include property misrepresentation, undervaluation and failure to take care of a property - all of these scenarios will be covered under this insurance. Clients often insist that you have PI insurance, so it could help you win more business.
Estate and letting agents are targets for cyber-attacks and data breaches as they hold sensitive data. Cyber insurance will cover the costs for breaching regulations (where insurable by law), your liability for handling data in accordance with the latest GDPR regulations, system rectification costs, PR expenses, and financial loss due to system downtime.
Commercial legal protection
Dealing with business and employment legislation, when you’re not a legal expert, may cost you time and money that could have been avoided. Commercial legal protection covers any legal costs, such as solicitors, barristers and expert witnesses you need – while also giving you day-to-day access to expert legal advice.
Contents and equipment insurance
Our contents and equipment cover protects your equipment, office furniture, documents and cash from damage or theft. We deal with most claims in 48 hours so you can get back to work quickly and avoid downtime.
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Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.