Home baking insurance
What does insurance for home bakers cover?
Whether you're baking baguettes or perfecting pastries, chances are you'll face a number of common business risks. Public liability's a must if you're dashing around delivering your baked goods to customers - and if you employ anyone, you'll need to think about employers' liability too.
- Start by choosing £1m, £2m, or £5m public liability cover
- Add employers' liability, equipment cover or personal accident cover (if you need them)
- Change or cancel any time, no fees
- Pay monthly
Set up your home baker insurance in less than 10 minutes
Change or cancel it at any time. No penalties.
What insurance do home bakers need?
In a nutshell: protection for you, your customers and your equipment.
Public liability insurance
The most popular cover businesses, public liability insurance offers financial compensation in the event that a customer (or anyone else who isn't your employee) takes legal action against your business due to injury or property damage caused by you while you're working.
Contents and equipment insurance
Baking equipment isn't cheap and at some point, it's likely to get damaged or broken! That's why contents and equipment insurance is a no-brainer for most business with specialised equipment, as it covers the cost to repair or replace accidentally damaged contents and equipment.
Employers' liability insurance
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Home baking insurance FAQs
This will depend on the level and types of cover you choose for your business. Our public liability cover starts from £5.13 per month.
While most insurance is optional rather than mandatory, most self-employed professionals opt for public liability at the very least, as an accidental injury to a customer could result in devastating costs. Employers' liability, on the other hand, is a legal requirement if you have any employees.
Customise your cover
To simplify things, we've categorised our covers into three groups: essential covers, professional covers, and management covers. You'll be guided through these different options during the quotation process.