Estate agent insurance
Whether you’re a sole trader or run a large firm, we offer a wide range of covers for real estate businesses. Simply pick the covers you need, and leave the ones you don't.
Estate agents' insurance quote from £11.44 a month
20% of estate agents paid £11.44 a month or less for their Superscript business insurance between January and March 2023.
What insurance do property businesses need?
Depending on the nature of your property business and the risks you face, you may want to consider a combination of business covers.
Superscript offers innovative, award-winning insurance plans built for the needs of modern sales, lettings and property management businesses.
- Enjoy 5-star customer service and claims support
- Add or remove covers and adjust your limits, with no extra fees
- Pay monthly or annually, it’s your choice
- Handpick your covers – so you only pay for what you need
Be quote confident
We're big on fairness. So if you find a lower price for a comparable quote, we won't just match it – we'll go one better and beat it.
So even better than apples to apples, apples to better apples. We're talking Galas to Braeburns.
As you'd expect, T&Cs apply.
Business insurance for property companies
Public liability insurance
Public liability insurance is designed to pay your legal and compensation costs for any accidents that your business is liable for in relation to injury or damage to the property of clients, suppliers, or members of the public.
Simply choose how much public liability cover you need from £1m, £2m or £5m.
Professional indemnity insurance
Professional indemnity insurance is designed to protect property agencies in the event of client disputes and can pay for legal and compensation costs.
Common complaints include property misrepresentation, undervaluation and failure to take care of a property - all of these scenarios could be covered under this insurance. While it is not legally required. clients will often insist that you have PI insurance, so it could help you win more business.
Estate and letting agents are targets for cyber-attacks and data breaches as they hold sensitive data. Cyber insurance will cover the costs for breaching regulations (where insurable by law), your liability for handling data in accordance with the latest GDPR regulations, system rectification costs, PR expenses, and financial loss due to system downtime.
Employers' liability insurance
Most UK businesses that employee any staff (whether they're full-time, part-time, or contractors) will be legally required to hold employers' liability insurance. This can pay your legal and compensation costs in the event that a member of your staff is injured while doing their job.
At Superscript, our employers' liability insurance includes £10 million of cover as standard.
Commercial legal protection
Dealing with business and employment legislation, when you’re not a legal expert, may cost you time and money that could have been avoided. Commercial legal protection covers any legal costs, such as solicitors, barristers and expert witnesses you need – while also giving you day-to-day access to expert legal advice.
Our equipment cover can pay to repair or replace your important portable equipment – such as your business' phones or laptops – in the event that they are lost, damaged or stolen. We can deal with equipment claims in as little 48 hours so you can get back to work quickly and avoid downtime.
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.