Massage therapists' insurance Massage therapists' insurance

For bodyworkers – whether Shiatsu at a salon or hot stones in a client's living room. Our month-to-month cover also lets you pause your policy with no extra fees.

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Massage therapist insurance quote

From£
5
per month

What does massage therapy insurance cover?

Curing stress and soreness for clients with a relaxing massage is why you became a masseuse. But while your hands may be magic, claims made against you because of an accident or injury have the power to cost your business and bruise your reputation.

Our specialist insurance for massage therapists gives you fast and flexible protection, so you can keep business running smoothly.

10% of complementary therapists, including massage therapists, paid £5 a month or less for their Superscript business insurance between July and September 2022.

  • Change or cancel anytime at no extra cost
  • Commitment-free monthly subscription
  • Instant policy documents
  • Select from £500,000 to £5 million cover

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Change or cancel it at any time. No penalties.

What insurance do massage therapists need?

Public liability insurance

Running a massage therapy business involves regular contact with clients, which makes public liability cover essential for massage therapists. If you or one of your employees accidentally causes injury or property damage to a client, you could face legal claims and demands for compensation, even if you believe you weren’t at fault. If that happens, public liability insurance will support your business through the incident.

Professional indemnity insurance

If a client claims that you made a mistake or treated them poorly before, during or after a massage, professional indemnity insurance would cover your legal and compensation costs.

Medical malpractice insurance

Working as a massage therapist comes with lots of responsibility. Our medical malpractice cover protects you against allegations of medical negligence in the treatments or advice you provide, such as physical or mental damage.

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Massage therapist insurance FAQs

Do massage therapists need malpractice insurance?

It's a good idea for massage therapists to have medical malpractice cover. This is why we offer it as part of the insurance package for massage therapists.

What types of massage treatments do you cover?

We cover the most-recognised forms of massage there are, such as shiatsu, hot stone, Thai, aromatherapy, and many more – so from Swedish to sports massage insurance, we’ve got you covered. If you specialise in something niche and are unsure if we cover it, simply speak to one of our advisors via web chat, email or phone.

How much does massage therapist insurance cost?

The cost of massage therapist insurance with Superscript vary depending on the limit of cover you choose, starting at £5 a month.

Do I need to prove my qualifications or licence to operate when buying massage therapist insurance?

We don’t ask for these when you purchase insurance with us, but we recommend keeping your qualifications or licence to operate to hand in case they relate to a claim you’re making.

Do you cover massage therapy students?

Yes, both from early stages to advanced.

Do I need run-off cover as a massage therapist?

If you want to take an extended break – as opposed to stopping completely – you can halt your monthly subscription with us instead and pick it back up again when you need to.

Run-off cover protects you for claims made against you for work you’ve done (or, in this case, massages you’ve given) in the past after you’ve ceased trading. So, if you’re thinking about putting away your massage oils and calling it a day, adding run-off cover to your policy may be the security you need in place to protect your future.

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A-rated financial strength

Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).

Protected by the FSCS

If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.