Indemnity insurance for nurses
Cover for UK-based nurses for work in over 20 specialties. Our policy covers malpractice, prescription errors, delays in referral, missed diagnoses, professional indemnity and more.
Be quote confident. We'll beat the price of any like-for-like quote. T&Cs apply.
Specialist cover, designed for nurses
Cover for over 20 nursing specialties, including:
- Nurse practitioner
- District nurse
- Forensic nurse
- Nurse anaesthetist
- General nurse
- Paediatric nurse
- Veterinary nurse
Three covers in one policy
Medical malpractice
Medical malpractice insurance is specialist cover for healthcare professionals. It offers protection for accidents such as bodily injury or even death to people in your care, spanning reasons such as:
- Delayed diagnosis
- Delays in referral
- Missed diagnosis
- Physical or mental harm to a person under your care
Professional indemnity
Professional indemnity insurance is often mandatory for healthcare professionals. It provides protection in relation to claims for financial loss caused by your errors or omissions.
For example, if you were to accidentally incorrectly measure a client for specialist tailored equipment, which resulted in them being unable to use or return the equipment, professional indemnity insurance may be able to recover this cost.
Public liability
Public liability insurance offers financial and legal protection in the event that someone is injured or their property damaged accidentally by you while you're working.
For example, if you were to visit the home of someone in your care and spill something on the floor damaging their carpet, public liability insurance may cover the cost to clean or replace the carpet.
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
Be quote confident
We're big on fairness. So if you find a lower price for a comparable quote, we won't just match it – we'll go one better and beat it.
So even better than apples to apples, apples to better apples. We're talking Galas to Braeburns.
As you'd expect, T&Cs apply.
Why choose Superscript?
Personalised cover
Pick the covers you need, leave the ones you don't, with limits customised to your business.
5-star support
Contact our UK-based, in-house customer service and claims teams, if you need to.
Fee-free changes
Make adjustments to your insurance at any point, with no fees to tweak your policy.
Nursing professional indemnity insurance FAQs
What risks does this policy cover?
Our specialist cover for nursing professionals offers comprehensive cover for risks faced while caring for patients. This includes (but is not limited to):
- Incorrect treatment
- Prescription errors
- Failure to provide a sanitary environment
- Good samaritan acts
Who is this cover for?
Our indemnity cover for nursing professionals is designed for self-employed nurses.
We can offer cover to a broad range of specialties, including (but not limited to):
- Nurse practitioner
- Bariatric nurse
- District nurse
- Forensic nurse
- Independent nurse prescriber
- Lymphedema nurse
- Nurse anaesthetist
- General nurse
- Mental health nurse
- Paediatric nurse
- Opthalmic nurse
- Palliative nurse
- Veterinary nurse
What levels of cover do you offer?
During the quotation process you'll be able to select from £500,000 to £5 million cover for your medical indemnity package.
What is medical malpractice insurance?
Medical malpractice insurance (med mal for short) covers medical and healthcare professionals for claims alleging a mistake or negligence in the course of their duties.
Claims of medical negligence against healthcare professionals are on the rise, and the repercussions can be extremely serious, including disciplinary proceedings, medical malpractice inquiries and hefty legal and compensation costs. Medical malpractice cover will enable you to defend yourself and cover the costs involved.
Is indemnity insurance for nurses required by law?
It is a legal requirement for all nurses in the UK to carry nursing indemnity insurance. If you work for the NHS, you'll be covered by the NHS's indemnity scheme. However, if you are self-employed or practising under your own limited company, you're responsible for arranging your own insurance.
Can you provide run-off cover?
We can arrange for run-off cover to be added to your policy at an additional cost.
What is run-off cover?
Run-off cover is designed to cover you for any claims arising from work previously carried out, after you've stopped working.
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Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.