Carpenters' insurance
From fitting doors and flooring to creating bespoke furniture, carpentry takes skill, precision and the right tools for the job. Whether you're a self-employed carpenter or manage a team of joiners, Superscript can help you find insurance that suits the work you do.
What is carpenters' insurance?
Carpenters' insurance is a type of business insurance designed for people working in carpentry and joinery. It can help protect your business against certain risks that come with the job, from accidents while working to unexpected damage.
Whether you're working on a one-off project or juggling several jobs, carpenters' insurance can help with the financial impact of certain things going wrong.
What can carpenters' insurance cover?
Even with careful planning and a steady hand, accidents can happen.
Depending on your policy, carpenters' insurance can help with the costs of certain accidents, injuries or damage to other people's property. It may also offer protection for things like your tools, equipment, materials and work in progress.
Not every insurer offers the same cover. Some types of cover may be optional, and policies can have different limits and exclusions.
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
Who is carpenters' insurance for?
Carpenters' insurance is designed for people and businesses working in carpentry and joinery, including self-employed carpenters, sole traders and carpentry businesses.
The insurance you might want to consider will depend on your business and the work you carry out. Whether you work alone, employ a team or take on different types of carpentry projects, the risks you could face will be different, and your insurance should reflect that.
Why consider carpenters' insurance?
A lot of time and skill goes into carpentry, but even the most experienced carpenter can't prevent every accident. Insurance can help cover the cost if someone makes a claim against you or to help replace equipment you rely on to get the job done.
Carpenters' insurance can help protect your business from certain unexpected costs, so you can spend less time worrying about what might go wrong and more time focusing on your next project.
Some clients, contractors and trade bodies may also ask you to have insurance in place before work begins. So having cover could help you attract and keep customers.
Insurance for larger carpentry and joinery businesses
Running a growing carpentry business can mean bigger projects, more people and more complex risks.
For established businesses with specialist insurance requirements, our Cover Plus broking service offers a more personal approach. Our team can help you explore insurance options based on your business, the projects you take on and the risks involved.
Individual cover purchased online is offered on a standardised, non-advised basis and is not bespoke. Terms, conditions and coverage limits are predetermined by the Underwriter. If you require bespoke coverage offered on an advised basis, please contact our in-house broking team.
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