Electricians insurance
Electrical work takes skill and precision, but even with years of experience, things can go wrong. Whether you're a self-employed electrician or run an electrical contracting business, Superscript can help you find insurance that suits the work you do.
What is electricians' insurance?
Electricians' insurance is designed for people and businesses carrying out electrical work.
Working with electrical systems and equipment comes with risks. Electricians' insurance can help protect your business against certain unexpected costs and claims if something goes wrong while you're on the job.
What can electricians' insurance cover?
From accidentally damaging a customer's property to someone getting injured while you're working, even a carefully planned electrical job can take an unexpected turn. As a sparkie, you’re up in the rafters, standing on ladders, fiddling with fuse boxes and drilling, all to bring light to your customers’ lives.
Depending on your policy, electricians' insurance can help with the costs of certain accidents, injuries and damage to other people's property. It may also offer protection for things like your tools, equipment, materials or work in progress.
Not every insurer offers the same cover. Some types of cover may be optional, and policies can have different limits and exclusions.
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
Who is electricians' insurance for?
Electricians' insurance is designed for self-employed electricians and electrical contracting businesses, from sole traders working alone to companies employing a team.
From electrical installations to maintenance or repairs, the insurance you might want to have on hand will differ depending on your business set-up and the type of work you do.
Insurance for larger electrical contracting businesses
As your electrical contracting business grows, you may find yourself taking on bigger projects, managing more people and dealing with more complex risks.
For established electrical contractors with specialist insurance requirements, our Cover Plus broking service offers a more personal approach. Our team can help you explore insurance options based on your business, the contracts you take on and the risks involved.
Why consider electricians' insurance?
Even experienced electricians can't prevent every accident. And an unexpected incident could leave you facing a claim or needing to replace equipment you rely on to get the job done.
Electricians' insurance could help protect your business against certain unexpected costs, giving you one less thing to worry about while you focus on your next job. Also, some clients, contractors and trade associations may also ask you to have insurance in place before work begins, so having cover could help you grow your business.
Individual cover purchased online is offered on a standardised, non-advised basis and is not bespoke. Terms, conditions and coverage limits are predetermined by the Underwriter. If you require bespoke coverage offered on an advised basis, please contact our in-house broking team.
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