Photographers insurance
Whether you're a freelance photographer or manage a team, we offer a range of highly-tailored covers for photographers and videographers that can be pulled together into one flexible monthly subscription.
Bespoke insurance for your business
What is photographers insurance?
Award-winning, worldwide insurance built for the needs of modern creative professionals. Our photographer and videographer insurance covers all the risks you face while running your projects.
- Worldwide cover
- Change or cancel anytime
- Pay monthly
- Instant documents
Set up your photographers insurance in less than 10 minutes
Change or cancel it at any time, as your business evolves.
What insurance do photographers need?
Public liability insurance
Often a contractual requirement for photographers and videographers, if you are interacting with the public and clients, your top priority should be public liability cover, ensuring you’re protected in the event of any personal injury or property damage claims made against you.
Contents and equipment insurance
Another essential cover, contents and equipment cover protects all your specialist photo and video equipment and other kit, including laptops, phones, documents and cash. Most of our claims are settled within 48 hours so we will get you up and running again in no time. It also includes worldwide cover if you travel abroad for up to 90 days.
Professional indemnity insurance
Our professional indemnity insurance is one of the most innovative covers available online. It provides advanced, all-round protection for photographers and videographers and covers for any mistakes arising from your services. It includes compensation payments if your client suffers financial loss, fines, contract disputes, legal costs, IP and copyright disputes.
Media liability insurance
Automatically included within our PI and cyber covers, media liability is important for photographers and videographers as it covers for negligence in media content and advertising, including websites, blogs and social media. Most importantly, it covers claims for IP infringement, breach of confidentiality, right to privacy, and breach of comparative advertising regulations.
Employers liability insurance
Employers liability (EL) cover is a legal requirement for UK companies, regardless of whether your team is made up of temporary or part-time staff. It gives your team reassurance, while protecting your business.
We've made insuring your business simple. Get started.
Customise your cover
To simplify things, we've categorised our covers into three groups: essential covers, professional covers, and management covers. You'll be guided through these different options during the quotation process.
Essential covers
Essential for all businesses needing protection against bodily injury and lost or damaged property.
Select from:
Professional covers
Protect against risks associated with the professional services you provide and the way you market your business.
Select from:
Management covers
Protect your management and shareholders against the operational risks associated with running a company.
Select from:
- Directors and officers insurance
- Employment practices
- Crime
Boost your cover from £10.08 per month
Commercial legal protection
Covers compensation awards, professional fees and legal costs associated with a range of legal disputes.
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Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.