Business insurance for film makers
What does film makers insurance cover?
Whether you're working on an independent project, contracting or on a commercial shoot, having the right insurance is essential for your business. Expensive equipment, wires and people are a risky mix that could lead to you with having a claim on your hands.
Superscript's cover gives you the freedom to build cover to meet your business's risks on a flexible basis, meaning you can build the cover you need now and adjust it at any time, as and when your needs change.
- Film makers cover to meet your needs
- Commitment-free monthly cover
- No admin fees for making changes
- Instant cover and documents
Set up your insurance in less than 10 minutes
Change or cancel it at any time, as your business evolves.
What insurance do film makers need?
Public liability insurance
Often a contractual requirement for film makers, public liability insurance offers cover for legal and compensation costs in relation to a claim against you if you accidentally cause injury or property damage to a member of the public while you're working.
Contents and equipment insurance
Another important cover for film makers, contents and equipment insurance protects your specialist video equipment and other kit, including laptops, phones, documents and even cash. Worldwide cover is included, so you'll be covered if you travel abroad for up to 90 days of the year.
Employers' liability insurance
Employers' liability insurance is a legal requirement for UK businesses with any employees, regardless of whether your team is made up of contractors or temporary staff. If you work alone, this isn't one you need.
Professional indemnity insurance
Professional indemnity insurance provides cover for your contracts with clients or other businesses. For example, if a client were to sue you due to being unhappy with your work (even if you feel you fulfilled the terms of your contract), you may benefit from the protection of professional indemnity cover which would cover the associated legal fees and compensation costs.
Media liability insurance
Automatically included with our professional indemnity and cyber covers, media liability is important for film makers as it covers for negligence in media content and advertising, including websites, blogs and social media. Most importantly, it covers claims for IP infringement, breach of confidentiality, right to privacy, and breach of comparative advertising regulations.
If you have an online shop or hold any personal data (for example, contact and payment information) you should think about cyber insurance. It protects you from claims arising from cyber and data liability as well as providing a vital support system if you experience a security breach.
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Film makers insurance FAQs
This will depend on the individual covers and cover limits you select, but our film makers insurance starts at £5.13 a month.
Although not a legal requirement, public liability insurance is a must for film makers. An accident involving you or your equipment and a member of the public resulting in injury or property damage could land you with expensive legal fees and compensation costs.
Professional indemnity insurance is important for any business working contractually with clients or other businesses. For example, you may benefit from the protection of professional indemnity cover if a client were to sue you due to being unhappy with your work, as it would potentially cover the associated legal fees and compensation costs.
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