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Customisable cover for your business.

Insurance for new businesses Insurance for new businesses

Cover for over 1,000 types of business
Update your policy at any time without fees
Five-star customer service and claims support

Why get covered with Superscript?

Whether you're incorporating yourself as a limited company or starting the next big business, our insurance is designed to cover the risks that could affect your company activities.

We offer you the freedom to choose the protection you need, and make changes when you need to without fees.

  • Customise your policy to suit what you need
  • Pay monthly or annually, it's your choice
  • Change your policy at any time without fees
  • Five-star customer service and claims support
  • Get instant access to documents

Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.

How can insurance help your business?

Investors and clients

Having appropriate cover in place can be a sign of a trustworthy business. Potential investors or clients will likely appreciate you having insurance, and may consider you a safer bet as a result.

You'll always have to take risks, that's what makes you an entrepreneur and founder. Insurance allows you to mitigate the key risks your business faces.

Building your team

Time for your first employee? Employers' liability insurance is an important consideration for companies looking to grow, it covers the cost for claims from employees who may have become ill, injured, suffer disease or even death as a result of working for you.

Not to mention it's usually a legal requirement in the UK if you have employees.

First big client

Close to sealing the deal with a potential high-profile client? It's not uncommon for clients to ask about professional indemnity insurance (PI), which covers the service or advice you're providing.

On the flip-side – it's also good practice to make sure any suppliers you deal with also have PI.

New office and equipment

Imagine losing your laptop. Or worse, your phone. Contents and equipment cover can help protect your gear. So you can work more and worry less.

Directors and officers

Directors' and officers' cover, also known as management liability, exists to protect senior individuals in your business from the risks associated with running the company.

This cover is available for businesses of any size, whether it’s a small startup or a large organisation and protects against a whole range of issues, from breaching health and safety laws, to misrepresentations in a pitch deck, or errors in financial reporting.

Resources for businesses
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Individual cover purchased online is offered on a standardised, non-advised basis and is not bespoke. Terms, conditions and coverage limits are predetermined by the Underwriter. If you require bespoke coverage offered on an advised basis, please contact our in-house broking team.

Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.

A-rated financial strength

Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).

Protected by the FSCS

If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.