Fintech insurance
Fintech insurance from Superscript
Following the rapid increase in adoption of technology in the financial sector there are a number of areas that need highly-tailored protection.
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Why Superscript?
We understand you
As fintech specialists, our policies are built to ensure that you’re both covered and regulatorily compliant.
We always find a way
We’re relentless. We challenge the status quo to create the right solutions, with the flexibility to continually optimise.
We stay ahead of risk
We have the courage, expertise and determination needed to put you ahead of an ever-changing environment.
What insurance do fintechs need?
Superscript specialises in understanding and sourcing cover for the complex risks faced by fintechs. Below, we've summarised some of the most common covers required.
Professional indemnity insurance
Our professional indemnity cover (PI) is tailored to the unique risks faced by fintech companies and innovators.
If your clients experience financial loss due to software failures or coding problems, professional indemnity will cover the costs for dealing with these types of claims and will provide PR support to minimise damage to your reputation. If you’re an Account Information Service Provider (AISP) or a Payment Initiation Service Provider (PISP) there are certain regulatory requirements you must meet in order to obtain your licence.
Taking out a PI policy with Superscript ensures that you meet these regulatory requirements in a quick and cost-efficient way.
Cyber insurance
Innovations in the finance industry mean that mountains of sensitive data are now stored online, where it's at risk of cyber-attacks and data breaches.
With the rising trend of costly hacks and ransomware events, even the best security infrastructure isn't immune to hackers, so a solid plan B is vital. Our cyber insurance for fintech businesses provides one of the most advanced protection available.
Crime
With Superscript, there's no need to obtain a separate crime policy. Our fintech insurance has crime protection included as standard. This means you'll be covered where there is theft of your own funds, or any client money that you are responsible for.
We cover theft carried out by both electronic and physical means committed by both your employees and outside third parties.
Fines and compliance
Fintech has to navigate its fair share of regulation, with PSD2 and GDPR bringing yet more responsibilities and potential fines. Even when you do everything in your power to remain compliant, issues can still slip through the net - that's why having cover for legally insurable defence costs and penalties is so important.
This essential cover comes as standard in our fintech wording and is a must have for businesses operating at the intersection of finance and technology.
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.