Barber insurance
Whether it’s a slip on the floor, a coat missing from the rack or an ear running into your shears, our customisable cover lets you choose what works best for you.
Be quote confident. We'll beat the price of any like-for-like quote. T&Cs apply.
Your instant quote
What does barber insurance cover?
Working closely with clients on a daily basis makes public liability insurance an key cover for barbers, hairdressers and salons. A slip on a freshly cleaned floor – or a missing handbag – could result in a claim against your business. Depending on the work you carry out, you may want to consider a number of other covers too.
10% of barbers paid £5.64 a month or less for their Superscript business insurance between January and March 2023.
- Choose from £1m, £2m, or £5m public liability cover
- Contents cover for your specialist equipment
- Adjust your policy any time, without fees
- Hassle-free claims, UK-based customer support
Be quote confident
We're big on fairness. So if you find a lower price for a comparable quote, we won't just match it – we'll go one better and beat it.
So even better than apples to apples, apples to better apples. We're talking Galas to Braeburns.
As you'd expect, T&Cs apply.
What insurance do barbers need?
Every business is unique, so while you'll likely start with public liability, you may also like to think about the covers listed below. Our quote journey will guide you through your options, so there's no need to make a decision immediately.
Public liability insurance
The most popular cover for many businesses, public liability insurance offers financial compensation in the event that a client, or any other non-employee, takes legal action against you for injury or property damage caused by your work.
Contents and equipment cover
Salon furniture isn't cheap, and electrical equipment that's being moved around and used day in, day out is likely to get damaged or broken at some point. A no-brainer for any business with specialised equipment, contents and equipment insurance covers the cost to repair or replace accidentally damaged contents and equipment.
Employers' liability insurance
If you employ a team, employers' liability cover is a legal requirement for businesses in the UK - regardless of whether your team is made up of temporary or part-time staff.
Accident and sickness cover
Accident and sickness insurance comes in three parts to cover workers aged between 16-69.
Firstly, it’s designed to provide financial support for up to 50 weeks if you or an employee goes on long-term sick leave. It can also provide financial assistance for up to 180 nights if you, or an employee, were hospitalised.
And finally, a lump sum benefit of up to £50,000 can be paid out if you or an employee suffers a serious injury or up to £25,000 in the unfortunate event that an insured person dies.
Cyber insurance
You may be surprised to see this one on the list, but cyber insurance is relevant to any business that stores personally identifiable information. You'll likely store information about your clients in your database, such as names, email address and even birth dates. This could make you the target of data theft, or result in someone accidentally breaching GDPR legislation by sending out a company email to people who haven't officially opted in to receive them.
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
Barber insurance FAQs
How much does barber insurance cost?
This depends on the level and types of cover you choose for your business. Our public liability cover starts from £5.64 per month.
10% of barbers paid £5.64 a month or less for their Superscript business insurance between January and March 2023.
Do self-employed barbers have to get insurance?
While most insurance is optional rather than mandatory, most self-employed professionals opt for public liability at the very least, as an accidental injury to a client could result in devastating costs.
Do barbers have to get insurance?
Most insurance is optional rather than mandatory. An exception to this is employers' liability cover, which is a legal requirement for anyone with employees. Despite this, the majority of businesses that have lots of contact with clients consider public liability an essential, as many would be unable to afford an uninsured claim.
Can you cover mobile barbers?
Yes, our public liability insurance can cover mobile barbers.
Does your public liability cover barber treatments?
Our insurance covers you for bodily injury to your client arising out of a broad range of barber treatments.
Will my equipment be covered if it's stored in my car, while traveling between jobs?
Yes, if you have contents and equipment cover, your equipment will be covered while in transit.
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Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.