Yoga insurance
Insurance for yogis to cover injuries to yourself (or a client), equipment damage and more. Customise a policy by choosing what you need, tossing what you don’t... all while remembering to breathe.
Be quote confident. We'll beat the price of any like-for-like quote. T&Cs apply.
Yoga insurance quote
What does yoga insurance cover?
Guiding your clients as they discover the benefits of yoga is generally a relaxed and smooth-running journey, but as with any form of physical activity, the risk of an accident or injury is very real.
10% of yoga instructors paid £8.03 a month or less for their Superscript business insurance between January and March 2023.
Our insurance for yoga teachers is designed to protect you from the financial implications of incidents such as a client suffering an injury, someone's property getting damaged during one of your sessions, you getting injured, or your equipment getting broken. Pick the covers you need, nothing more - nothing less. Our yoga insurance includes:
- £1, £2 or £5 million of public liability cover
- Optional employers' liability and equipment cover
- Changes to your level of cover at no extra cost
- Instant documents into your inbox after you've signed up
Be quote confident
We're big on fairness. So if you find a lower price for a comparable quote, we won't just match it – we'll go one better and beat it.
So even better than apples to apples, apples to better apples. We're talking Galas to Braeburns.
As you'd expect, T&Cs apply.
What insurance do yoga teachers need?
Public liability insurance
Public liability insurance is a popular choice for yoga instructors as you work in close contact with other people. This type of cover is important if a client or member of the public sues you as a result of an injury or property damage that happened in one of your classes or under your direction.
Another thing to consider is that if you're working within a studio, the owner may require you arrange your own public liability insurance.
Accident and sickness cover
Yoga instruction requires plenty of moving around - whether that's demonstrating a pose or guiding a new yogi into the correct alignment. If you, or your employee, suffer an injury, you could find yourself needing to take time off. Accident and sickness insurance comes in three parts to cover workers aged between 16-69.
Firstly, it’s designed to provide financial support for up to 50 weeks if you or an employee goes on long-term sick leave. It can also provide financial assistance for up to 180 nights if you, or an employee, were hospitalised.
And finally, a lump sum benefit of up to £50,000 can be paid out if you or an employee suffers a serious injury or up to £25,000 in the unfortunate event that an insured person dies.
Equipment insurance
If you're worried about your equipment getting broken, our optional equipment cover will cover the cost of repair or replacement. If you're temporarily abroad - say leading a retreat in Greece - your equipment will be covered there, too!
Employers' liability insurance
If you hire any employees, whether temporary, unpaid, part-time or full-time, you’re legally required to have employers' liability insurance. It covers injury claims made by your employees as a result of carrying out their work.
Our employers' liability offers £10 million of cover as standard.
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
Why choose Superscript?
Instant cover
Whether you need it today or in 30 days' time, we can get you set up whenever you need insurance. We'll guide you through your options at every step and it takes less than 10 minutes to get covered.
Pay how you like
Whether you prefer to pay month to month, or sort your insurance for the year, you can choose to pay monthly or annually. And if your business changes, you can update your cover whenever you need to without fees.
Only pay for what you need
Our quote builder makes it super simple to tailor your cover to exactly what your business needs. If your business is in flux, it's easy to change your level of cover in your online account once you're signed up for no extra charge.
Hassle-free claims
Our UK-based claims team are experts at handling claims, making the claims process fast with no lengthy delays, allowing you to get back to your sessions without added stress hanging over your head.
We insure thousands of innovative businesses
Yoga insurance FAQs
How much is insurance for yoga teachers?
The cost of yoga insurance varies depending on a few factors, including the level of cover you need and whether you have any employees.
Our yoga insurance starts from £8.03 a month, but to find out exactly how much your cover would cost, get a quote – it takes less than 4 minutes!
I offer online as well as in-person classes, do you cover that?
Yes, our yoga insurance covers online classes too.
Do I need to be qualified to get yoga insurance?
You don't need to show your qualifications when buying a policy. However, for any claims involving therapy, treatment or medicine, you'll need to show the necessary and recognised qualifications.
Is insurance a legal requirement for yoga teachers?
Insurance isn't a legal requirement for yoga instructors unless you employ anyone, in which case employers' liability insurance is a legal requirement.
However, you may find – particularly if you're working at studios – that the studio owner will require you to have a certain level of public liability cover.
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Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.