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Customisable insurance for your freelance business. T&Cs apply

Insurance made for freelancers Insurance made for freelancers

1 month free for Passionfruit members*
Pay monthly or annually
Adjust your policy any time, without fees

Cover built for freelancing

Freelancing is all about choice. Choose your projects, and work when you want to, right? Insurance can be similar, pick the covers you need, leave the ones you don’t. And adjust your policy if you need to, without fees, as your business changes.

  • Enjoy 5-star customer service and claims support
  • Protect your business from a range of risks
  • Pay monthly or annually, it’s your choice
  • Get instant access to your documents
  • Add or remove covers and adjust your limits, with no extra fees

What insurance do freelancers need?

Professional indemnity insurance

Clients pay for your knowledge and expertise, but what if you make a mistake? This is what professional indemnity insurance is for. If your advice causes your client to lose money, you could face a lawsuit, with legal costs and compensation to pay. Superscript's professional indemnity cover comes with media liability cover as standard, which means you're also covered for accidental copyright infringement.

Public liability insurance

Whether you're working from a home office, a client's office or even out and about, public liability insurance provides protection if you cause accidental bodily injury or property damage to a member of the public or a client while you're working.

Business equipment insurance

Whatever kit you rely on, be it a laptop, filming or other technical equipment, having it lost, stolen or damaged could leave you with a deep hole in your pocket. Business equipment insurance gives you the ability to have your broken or stolen equipment fixed or replaced.

Legal protection insurance

Unlike large companies with in-house legal teams, self-employed professionals don't usually have the convenience of specialist legal support. Legal protection insurance gives you access to specialist commercial legal support, a lifeline if you ever face a legal dispute or have questions about tax issues.

Cyber insurance

A cover often dismissed as irrelevant to smaller businesses and the self-employed, cyber insurance may be relevant for you, if your work involves handling or storing data, or taking card payments from clients. It provides protection in the form of specialist support and compensation legal costs in the event of cyber breach.

*Offer terms and conditions

The period of free cover of 1 month free (‘the Customer Offer’) is only available to Passionfruit members who are new online, non-advised Superscript customers. After the 1 month period, premiums will then be calculated at the applicable rate. You will be informed of any price changes in good time, prior to the anniversary of your policy.

The Customer Offer will not apply to cancellation fees. In the event that you cancel your Superscript policy within the first 6 months of cover, we reserve the right to deduct, withhold or charge the total value of the Offer from any payments due to or from you.

To be eligible, you must have been directed from Passionfruit by clicking on the appropriate link and cannot be retrospectively applied. The Customer Offer is not assignable. The Customer Offer will be automatically applied to your account by Superscript. The Customer Offer will be applied each applicable month, regardless of annual or monthly payment option selection.

There is no cash alternative. The Customer Offer cannot be used in conjunction with any other Superscript offer, voucher or promotional benefit. The Customer Offer is subject to eligibility requirements. We reserve the right to withdraw the Customer Offer at any time. Terms and conditions are subject to change and you may not be informed.

Enro Ltd t/a Superscript is authorised and regulated by the Financial Conduct Authority. FRN 656459.

Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.

Why get cover with Superscript?

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Customisable cover

Say goodbye to one-size-fits all cover. Choose protection that evolves with you, supporting your journey and adapting to meet your risks.

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Complete transparency

We're an open book. We make the small print as simple as possible - it's there to protect you. And if you're unsure about anything, our 5-star customer service team are here to help.

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Individual cover purchased online is offered on a standardised, non-advised basis and is not bespoke. Terms, conditions and coverage limits are predetermined by the Underwriter. If you require bespoke coverage offered on an advised basis, please contact our in-house broking team.

Authorised by the FCA

The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.

A-rated financial strength

Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).

Protected by the FSCS

If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.